Our suite of appraisal products and services are designed to meet your lending needs, no matter the situation.  At NAN, we manage the entire appraisal process from end to end, providing residential, commercial, review and non-traditional products in all 50 states.

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Residential Products

Primary Services

  • 1004 Single Family URAR
  • 1004C Manufactured Home
  • 1004D Completion Report
  • 1025 Multi-Family
  • 1073 Condominium
  • Desktop Appraisals (COVID-19 Response)
  • Exterior Only Appraisals (COVID-19 Response)

Loan Type

  • Conventional
  • FHA
  • 203K/HomeStyle
  • REO
  • Portfolio
  • USDA
  • New Construction

Review Products

We offer you a wide variety of appraisal review products so you can choose the one that best fits your needs. We use an experienced panel appraiser familiar with the local market to complete each review appraisal; thereby, ensuring geographic competency. Each product is designed to provide the Lender/Client with a licensed appraiser’s opinion on the accuracy of the appraisal report under review.

2000 – Appraisal Field Review

This form is designed to provide the Lender/Client with a professional appraiser’s opinion on the accuracy of the appraisal report under review. As part of the assignment, a new appraiser will be engaged and complete an inspection of the subject as well as the comparable sales provided by the original appraiser. Then, based on their inspection and market research, they will determine whether or not the original opinion of value is supported. If not, they will provide their own opinion of value along with supporting comparable sales and explanation.

2000A – Two to Four Unit Residential Appraisal Field Review Report

This form is designed to provide the Lender/Client with a professional appraiser’s opinion on the accuracy of the appraisal report under review. This form is specific to the review of a 1025 – multi-family appraisal report. As part of the assignment, a new appraiser will be engaged and complete an inspection of the subject and comparable sales provided by the original appraiser. Then, based on their inspection and market research, they will determine whether or not the original opinion of value is supported. If not, they will provide their own opinion of value along with supporting comparable sales and explanation.

2006 – Appraisal Desk Review (Enhanced)

This form is designed to analyze the appraisal report under review. The appraiser will complete a checklist to ensure accuracy and completeness. No inspection is completed. The review appraiser will indicate if the original opinion of value is supported and provide their own recommendation of value. This could be used for loan decisioning or compliance (portfolio review).

Commercial Product

Appraisal Report

This report is the more expensive type of commercial appraisal. This has more detail than the Restricted Appraisal Report. If you are using the appraisal to obtain financing for the purchase or refinance of a commercial property, then this is most likely the report for you. The Appraisal Report format is by far the most widely used of all the available commercial appraisal report formats. The report summarizes all conclusions for the client to understand the appraiser’s rationale. The appraiser must determine if additional detail or explanation is required. Additionally, the report may contain external material references found in company files. From a legal standpoint, it can be depended upon by additional intended users, and for real estate related purposes, this format blends itself as the most applicable in this area.

Restricted Appraisal Report

This report is the less expensive type of commercial appraisal. While the appraiser’s opinions and conclusions must be understood, the report contains minimal detail and the rationale for how the appraiser arrived at those opinions and conclusions may not be understood. A Restricted Appraisal Report is intended only for the client only and may not include any other intended user. This report format can be personalized at the client’s request to meet their needs. If you simply need to know what the property is worth and there is no need to share the report with anyone else, consider this report format.

Alternative Valuation Products

Automated Valuation Model

Mercury Network tests 21 AVMs on a continuous basis to evaluate how well they perform absolutely and relative to one another. Ten of these AVMs are commercially available for use in a cascade.

There are several steps to the process for AVM evaluation including identifying good benchmark data, creating test files, combining the AVM estimates with the benchmarks, and analyzing the data.

The table below lists the vendors and their respective models which are included in the AVM test results.

AVM Vendor Model(s)
Equifax AVM Insight
Freddie Mac HVE
HouseCanary HouseCanary Value Report
RealInfo iVal
Black Knight Finan- cial Services SiteX, RVM, Value- Sure
CoreLogic PASS, VP4
RELAR RELAR
Veros VeroValue

Value + Inspection Report

On Demand

Complete process conducted within (3) business days powered by national network of certified inspectors fueled with HouseCanary’s leading valuation platform.

Onsite Inspection

Certified, local inspectors conduct onsite review of property per requestor requirements (exterior only, exterior plus interior, full property condition report plus rehab budget).

Condition-Informed Valuation

Final valuation driven through property condition adjustments to HouseCanary’s leading valuation models.

Use cases:

  • HELOCs
  • Portfolio Review
  • Financial Services
  • Transaction <$250K